How Property Taxes and Homeowners Insurance Affect Your Mortgage Payoff
Here is the part of your mortgage payment nobody warns you about: on a typical payment, a big slice never touches your loan at all.
Mortgage Payoff Calculator
Mortgage Payoff Calculator is a free tool site for homeowners who want one clear answer: how much money and time will extra payments on my mortgage actually save me? Our main calculator lets you test extra monthly payments, annual lump sums and one-time extra payments against your real loan amount, interest rate and term.
Guides and calculators
Biweekly vs Monthly Extra Mortgage Payments: Which Pays Off Faster?
Biweekly payments have a great reputation — but the magic is not in the schedule, it is in one hidden extra payment.
Pay Off a 30-Year Mortgage in 20 Years Calculator (Exact Extra Payment)
Twenty years instead of thirty — that is ten years of payments you never make.
Lump Sum Mortgage Payoff Calculator: What One Big Payment Does
A bonus, a tax refund, an inheritance — when a lump sum lands in your lap, putting it on the mortgage can be worth several times its face value.
Amortization Schedule With Extra Payments Calculator (Free, Printable)
An amortization schedule is the full map of your mortgage: every payment, split into principal, extra principal and interest, with your balance after each one.
How an Extra $200 a Month Affects Your Mortgage (Real Numbers)
Short answer: on a typical mortgage, an extra $200 a month is worth far more than $200.
Mortgage Payoff Calculator With Extra Payments: How an Extra $200/Month Saves $97,618
When you sign a 30-year mortgage, the bank makes it sound affordable with a low monthly payment.